City of Miramar Federal Credit Union

Are you looking for a place to do all of your financial business that will provide you with many banking options? Then you should take a closer look at Miramar Credit Union. They will handle all of your banking needs from loans, to eservices, as well as checking and savings accounts. It is important to choose a financial establishment that is not only trustworthy but helpful when it comes to your financial needs and goals. While this military personnel credit union requires a membership, the only requirements that you must meet to join this wonderful banking institution is to be connected in some way to the military. This means that you need to be in the military, a veteran, or a family member of someone in the military or a veteran. It is that easy, and they will ensure all of your needs are met.


Miramar Credit Union is a small single location bank that assists military personnel with their financial needs. They do everything that they can to help you with your money and keep you as a long term client rather than just for the short term. Institutions like Credit Union don't come around very often as many other establishments are in the business for the big dollars and what they can get from investing your money, Miramar Credit Union is different. Their biggest goals include taking care of you and your family so you feel safe and secure when you are deployed.


There are a wide variety of loans that you can apply for at Credit Union, such as home equity loans, mortgage loans, personal loans, vehicle loans, and MasterCard. Each of these loans can help you reach your goals faster to ensure that you are taken care of immediately without having to worry about waiting around for your goals to be possible on your own. The CEO of Miramar Credit Union has even put into place a couple different loan types that aren't normally seen in financial institutions anywhere else to ensure that you can get where you want to be in your life after your time in the service.

Fresh Start Auto Loan

This loan is a loan that has been specially created by Credit Union to help military personnel on their feet and into a vehicle to help them care for themselves and their families. The best part about this loan is that you truly do not need any credit. Many of those who get into the military don't get much of a chance to build credit or learn to build good credit. With the Fresh Start loan, your credit score can be between no score and 600 to qualify you for the loan and you can get a loan of $5,000 to $30,000 to help you get started after military life and back to civilian life.


Many military personnel never learned about credit, how to build it, and how to maintain it, but many have certainly learned how to destroy it. This is where Miramar Credit Union comes in, they have many different resources that you can use to learn about credit and other financial necessities for free online. This not only helps those who don't understand financial things such as credit and teaches them to both build and maintain good credit without having to pay someone to teach them. You can even lower your interest rate by completing these programs to ensure that your credit continues to improve.

Technical Advancements

Since Miramar Credit Union is a small single location financial institution, and they know that the people in the military travel a lot and are frequently deployed, so they are doing everything they can to help ensure that these deployments don't interrupt their banking needs. Though the addition of many different eservices, Miramar Credit Union is set on making your life easier when you are away from home. Many of these technical advancements that are being made include mobile banking abilities, online banking abilities, bill pay, Popmoney, mobile deposits, transfers, check images, online statements, online alerts, app services, and even automated services.


If you are in the military, veteran, or a family member of someone in the military or a veteran, you can trust Credit Union to ensure that your money is safe and your life is financially worry free. Many of their members can see themselves continuing to work with Miramar Credit Union, and in some cases it is due to the size. For some, their preference of this institution over others is because they are small and have the best customer service. Other customers disagree on the friendliness of the customer service, however one reviewer did name the unfriendly representative. However, the BBB has only received 1 complaint since the 1950's and has rated Miramar Federal Credit Union as an A+ institution.